You don't have
to worry about the risk of travelling uninsured.
We offer AIU travel insurance product range to cover
you while you are away.
Our insurance allows you to relax, knowing that you are protected from the
costy irritation of unexpected illnesses or accidents,or the inconvenience
of having
your luggage stolen or damaged.
IF
YOU NEED A FURTHER INFORMATION, PLEASE DO NOT HEGITATE TO
INQUIRE.
AIU OVERSEAS TRAVEL
INSURANCE
APPLICATION FOR OVERSEAS TRAVEL ACCIDENT INSURANCE
BENEFITS AND PREMIUMS
| Coverge code |
04 |
03 |
01 |
| Accidental Death |
¥50,000,000 |
¥30,000,000 |
¥10,000,000 |
| Medical And Rescuer's Expenses |
¥20,000,000 |
¥15,000,000 |
¥10,000,000 |
| Sickness Death |
¥30,000,000 |
¥30,000,000 |
¥10,000,000 |
| Personal Liability(Deductible Not Applied) |
¥100,000,000 |
¥100,000,000 |
¥100,000,000 |
| Baggage(Deductible Not Applied) |
¥300,000 |
¥300,000 |
¥300,000 |
| Delayed Baggage Expense of flight Endorsement |
¥100,000 |
¥100,000 |
¥100,000 |
| Delayed flight Expense |
¥30,000 |
¥30,000 |
¥30,000 |
| 3 days |
5,580 |
4,900 |
3,320 |
| 4 days |
6,310 |
5,560 |
3,890 |
| 6 days |
7,230 |
6,430 |
4,720 |
| 8 days |
7,950 |
7,100 |
5,340 |
| 11 days |
8,890 |
7,950 |
6,060 |
| 15 days |
10,110 |
9,080 |
7,030 |
| 18 days |
10,930 |
9,810 |
7,670 |
| 22 days |
11,980 |
10,740 |
8,450 |
| 25 days |
13,140 |
11,790 |
9,320 |
| 28 days |
14,440 |
12,980 |
10,360 |
| 31 days |
15,320 |
13,760 |
11,030 |
|
PROVIDES YOU COMPREHENSIVE COVERAGES
You can select up to ¥50,000,000 for Accidental Death & Impediment..........
(1) ACCIDENTAL DEATH AND IMPEDIMENT
Pays for loss of life and physical impediment occurring within 180 days from
the date of accident.
For example
loss of life-----------------------------------------------------100% of principal
sum
permanent total loss of hearing
power of both ears-----------------------------------------80% of principal sum
loss of sight of one eye----------------------------------60% of principal sum
loss of one arm or one leg------------------------------60% of principal sum
(Note)Death Special Benefit and Termination of Additional Payment of Physical
ImpedimentIn case of death caused by a third personfs act intended to harm the
insured,100% of the Death Benefit will be paid additionally.
(2) MEDICAL AND RESCUER'S EXPENSES
(for ACCIDENT AND SICKNESS MEDICAL EXPENSES)
Pays for the following amount,if the insured shall require treatment necessitated
by accidental bodily injury or sickness incurred within 180 days either from
the date ofaccident or from the first day of the treatment for sickness.The treatment
for sickness must commence during the course of travel or within 72 hours (in
case of infectious disease, within 30 days) after the termination of the covered
period.
(1) amount of actually incurred for medical treatment, and
(2) amount of miscellaneous expenses actually incurred up to ¥200.000 for intfl
telephone and purchase of necessary personal effects for hospitalization.
(Purchase of personal effects can not exceed ¥50,000.)
(for RESCUERfS EXPENSES)
Pays such extra expenses as incurred for transportation, hotel room, repatriation,search
and rescue on account of;
1) mishap to the aircraft or watercraft, or other situation which necessitates
searchand rescue activities,or
2) accidental bodily injury or sickness resulting in loss of life or hospital
confinement for consecutive 3 days or more.
(3) SICKNESS DEATH
Pays for loss of life resulting from sickness and occurring in the course of
travel, and also for loss of life occurring within 30 days after termination
of the travel or policy period, whichever is earlier, if caused by (a) sickness
manifesting itself in such covered period provided that the treatment there of
commences within the time not exceeding 72 hours after termination of such covered
period, (b) sickness manifesting itself within 72 hours after termination of
the covered period provided that the cause there of has taken place within 72
hours after termination of the covered period and the treatment there of commences
within 72 hours after termination of the covered period, or (c) any of the specified
infectious diseases contracted within the covered period.
(4) PERSONAL LIABILITY
Pays all sums, which the insured shall become obligated to pay as damages because
of bodily injury or property damage caused by accident, additionally including
expenses incurred for first aid, subject to the selected maximum amount.
(5) BAGGAGE
Pays for loss of or damage to the insuredfs personal belongings.
(6) DELAYED BAGGAGE EXPENSE OF FLIGHT ENDORSEMENT
Pays far expenses (purchase of clothing, necessities etc.) arising from delay
in the arrival of baggage deposited with an aviation company over 6 hours.
(7) DELAYED FLIGHT EXPENSE
Pays for expenses (lodging expense, meal expense, transportation expense etc.)
arising from delay of flight over 6 hours.
(8) EXAMPLES OF EXCLUSION
The insurance does not pay for any loss resulting from;
1) suicide, criminal act, pregnancy, war, revolution, environmental pollution,
nuclear hazards under accidental death impediment and medical expenses
coverages,
2) pregnancy and dental disease under sickness medical expenses coverage and
sickness death coverage,
3) nuclear hazards, business pursuits, aircraft, vessel and automobile under
personal liability coverage,
4) pre-existing disease.
5) Loss arising from: 1) wear and tear, or defects; 2)mislaying, misplacing or
misterious disappearance; of the property insured under baggage coverage.
The coverage begins at 0:00 a.m.(midnight) on the first day of
the designated period of insurance and expires at 12:00 p.m. (midnight)
there of .However,any accident or sickness occurring before commencement
of the trip or after it has been finished is not included.For complete
provisions.please refer to your certificate.
Please be noticed that the above descripton is the summary of Japanese
"Overseas Travel Accident Insurance" Policy, which will be applied
for insurance claims
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